Third Party Only — Motor
The legal minimum: covers injury and damage you cause to others, not your own vehicle.
From KES 7,500 per year≈ USD 58
Available in Kenya
In plain English
This is the legal minimum cover. If you injure someone or damage their property while driving, we pay them — up to KES 3,000,000. It pays nothing towards your own car, whatever happens to it. If your vehicle is worth protecting, comprehensive cover is the one you want.
A summary from Get Qava LLC. The policy wording below is what actually governs the cover.
What's covered
- Injury to other people
- Damage to other people's property
- Meets the legal minimum to drive
Key terms
- Sum insured
- KES 3,000,000.00
- Excess
- KES 5,000.00
- Cover period
- 12 months
- Claim settlement
- 21 days
Not covered
- Any damage to your own vehicle
- Theft of your own vehicle
- Driving under the influence of alcohol or drugs
- Driving without a valid licence
Policy wording
Third party cover meets the legal requirement to drive in Kenya. It pays for injury to other people and damage to their property when you are at fault. It does not pay for damage to your own vehicle, or for theft of it.
If you need to claim
- 1
Report it from your account
Open the policy in your iqava wallet and report the loss. You will need the date it happened and a short description — not a form in triplicate.
- 2
Add photos or documents
Damage, receipts, a police abstract if there is one. Claims with evidence attached are assessed faster, and you can add more later.
- 3
Get Qava LLC assesses it
The provider that carries the risk decides the claim, not iqava. You can see the stage it is at from your wallet at any time, and you are told when it changes.
- 4
Settlement
Once the claim is agreed, Get Qava LLC settles within 21 days.
From Get Qava LLC
Report any incident involving another person within 48 hours, with a police abstract.
You can claim on a policy that has since expired or been renewed, as long as it was in force on the day the loss happened.
Request this cover
Get Qava LLC will review and get back to you.
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